Yuav ua li cas kom tau txais cov credit card Savings Bank, thiab yog li tsis muaj dab tsi rau koj them cov bank?

Txhua xyoo lub credit cards nyob rau hauv Russia yog ua ntau thiab ntau nrov, vim hais tias nws yog tej zaum tej uas muaj tsis muaj nyiaj. Thiab ces nyob rau hauv pem hauv ntej ntawm koj muaj ib lo lus nug: " Yuav ua li cas kuv tau credit Sberbank card?" Nyob rau hauv no tsab xov xwm koj yuav kawm txhua txoj kev ntawm tau txais xws li ib tug card, raws li zoo raws li yuav ua li cas siv nws.

Yuav ua li cas kom tau txais cov credit card ntawm lub Savings Bank?

Koj nyob nraum muaj hmoo yog tias koj tau txais ib cov nyiaj laus thiab ib cov nyiaj hli ntawm lub Savings Bank card, txij li thaum tus txheej txheem rau muab nws yooj yim rau koj. Yog hais tias koj tau ua hauj lwm los yog tau txais nyiaj laus los ntawm ntau tshaj 3 lub hlis, ces koj twb muaj ib tug pre-pom zoo tsis pub tshaj. Koj yuav tau txais ib qho instant daim ntawv qhia tam sim ntawd los yog yuam kom cov kub thiab tau txais nws nyob rau hauv 3-5 hnub. Qhov txawv ntawm cov ntawv yog tias thaum lub instant hauv daim ntawv qhia 19% ib annum, thiab ib tug kub - 17,9%. Tsis tas li ntawd kub card lub npe. Raws li nyob rau hauv lub instant, thiab nyob rau kub Card nyob rau hauv thawj xyoo muaj tsis muaj txhua xyoo nqi.

Tsis tas li ntawd, Yog hais tias koj twb puas tau coj ib tug nyiaj txais los ntawm Sberbank, ces koj, dhau lawm, yuav tsum yog pre-pom zoo tsis pub tshaj.

Yuav ua li cas kom tau txais cov credit card ntawm lub Savings Bank nyob rau hauv lwm cov ntaub ntawv?

Koj yuav tsum mus ua hauj lwm 6 lub hlis nyob rau tam sim no qhov chaw ua hauj lwm, muab siv 2-qhov los yog sau nyob rau hauv lub bank daim ntawv thiab muab ib daim qauv ntawm cov chaw ua hauj lwm cov phau ntawv. Tom ntej no, lub neeg soj ntsuam nkag mus rau ib tug kev thov, tsis pub dhau 2 hnub ntawm nws underwriter yuav xav txog thiab txiav txim siab nyob rau hauv muab rau hauv daim ntawv, raws li zoo raws li lub credit txwv. Yog hais tias koj kos ib daim ntawv, nyob rau nqe lus dav dav, nws yuav ua tau ib tug txhua xyoo kev pab cuam. Yog hais tias lub kub card - 3000 rubles ib xyoo, yog hais tias tus classic - 750 rubles.

Yog hais tias koj xav mus sab laj txog koj raws li txoj cai, ces ua ntej koj tsa lo lus nug: "Yuav ua li cas kom tau txais cov American Express Platinum credit card?" Qhov no daim ntawv yuav yuav tsuas yog nyob rau hauv cov kev tshwm sim hais tias tshaj yav dhau los 6 lub hlis, lub inflow ntawm cov nyiaj mus rau lub account ntawm lub Savings Bank cas los tsis muaj tsawg tshaj li 3 mln. Tshiav., Tag nrho ntev ntawm cov kev pab yuav tsum muaj tsawg kawg yog 1 xyoos nyob rau hauv lub xeem 5 xyoo. Mus ua hauj lwm nyob rau hauv lub tam sim no txoj hauj lwm uas koj xav tau 6 lub hlis. Tab sis qhov no daim ntawv yuav muab rau koj ntau yam zoo rau koj mus qhib Vip-halls ntawm lub nto moo tshaj plaws tshav dav hlau, yuav muaj kev tshwj xeeb cov nqi rau daim pib, cov kev pab nyob rau hauv dhau 1000 cov chaw ntiav pw ib ncig ntawm lub ntiaj teb no, loj nyiaj cheb thaum cas ib lub tsheb los ntawm tus naas ej tuam txhab uas muag thiab ntau lwm yam ntxiv lawm. Qhov no daim ntawv muaj ib tug txhua xyoo txij nkawm nqi ntawm 10 000 mus rau 17 000 rubles ib xyoo, thaum lub sij hawm tus nqi nyiaj laum rau nws yuav tsum tau 17%.

Yuav ua li cas siv ib daim credit card?

Credit card los ntawm Sberbank muaj ib tug hlub lub sij hawm, thiab nws yog 50 hnub. Thaum lub sij hawm lub sij hawm no koj yuav tsum tau them tawm cov nuj nqis. Tsis pub dhau 50 hnub, koj yuav tau them rau tag nrho cov uas tsis yog-nyiaj ntsuab card purchase, tab sis, yog hais tias koj xav mus rho cov nyiaj, ces koj tam sim ntawd tshem tawm cov 3% rau cov nyiaj ntsuab, thiab lub caij koj yuav tsis tau ua li ntawd. E. Yuav sai li sai tau ntxiv. Yog hais tias qhov no yog qhov card, lub hnub ntawm lub qhia lub sij hawm yog nyob ntawm tus PIN lub hnab ntawv, yog tias daim ntawv no yog instant, nws yog ib lub hnub tom qab muab ntawm daim card. Rau credit card koj yuav tsum tau kev cob cog rua rau cov kev pab cuam "Mobile Banking", uas yuav nco ntsoov koj thaum twg thiab ntau npaum li cas koj yuav tsum them rov qab. Yog hais tias koj tsis tau them rov qab cov yam tsawg kawg nkaus them rov qab ntau npaum li cas - 5% ntawm tus nqi npaum.

Yog li ntawd, peb tau teb rau lo lus nug ntawm yuav ua li cas kom tau ib tug credit card Savings Bank, raws li zoo raws li yuav ua li cas siv tau thiab tsis tau them dab tsi. Tam sim no mus rau lub tsev txhab nyiaj thiab kom daim card, vim hais tias qhov no "spare lub hnab tawv me" yeej tsis mob!