Pab mus rau lub Savings Bank ntawm Russia - lub ntseeg ntawm lub guarantee

Yog hais tias koj xav tau los cawm, noog thiab muab lawv surplus nyiaj, qhib pab mus rau lub Savings Bank. Undoubtedly, lub biggest bank-survivor yog ib tug guarantee ntawm kev ntseeg. Tab sis khwv tau nyaj ntau heev lawm tseem yuav tsis ua hauj lwm, vim hais tias cov kev txaus siab nqi rau deposits, hmoov tsis, qis tshaj tus nqi ntawm nce nqi.

Sberbank qhib deposits nyob rau hauv rubles, euros thiab US dollars. Nyob rau hauv tas li ntawd, nws yog tau mus qhib ib tug account nyob rau hauv lub Swiss franc, sterling thiab Japanese yen. Koj tseem yuav qhib ib tug multi-tswv yim, nyob rau hauv uas koj yuav khwv tau rau txiaj hloov mus hloov los (nyob rau hauv tas li ntawd mus kev txaus siab nqi).

Yuav ua li cas pab mus rau lub Savings Bank ntawm cov feem ntau muaj txiaj ntsim? Yuav ua li cas yog qhov txawv muaj? Yuav pib, xav txog ib lub rooj rau ib daim ntawv teev cov sij hawm thaum deposits, cov kev txaus siab nqi yuav muab rau ruble accounts.

Peb pib nrog lub fact tias feem ntau cov muaj txiaj ntsim pab rau cov Savings Bank - ib tug deposit "rau hauv high school". paj thereon accrued thiab tsis capitalized li expiry. Nws yuav tsis tau Iwj thiab muab tshem tawm prematurely. Tab sis nws tus paj laum tus nqi yog lub siab tshaj plaws.

Piv txwv li, yog tias koj muab tso rau 100 txhiab rubles rau ib lub xyoo, koj yuav tau txais ib cov nyiaj khwv tau ntawm 7.200 rubles. Qiv nyiaj tau 500 txhiab rubles rau ib lub xyoo, koj yuav tau txais 36.500 rubles. Zoo, yog tias koj muaj 1 lab. Rubles, thiab koj yuav muab tso rau nws rau 2 xyoo, ces koj cov nyiaj yuav yuav 145 txhiab rubles.

"Steer" lub deposit yog tsim los rau cov neeg uas xav tsis tsuas mus rau replenish koj tus account, tab sis kuj yuav noj paj tau txais los ntawm nws.

Deposit nyob rau hauv lub Savings Bank "tej yam" - lub paj yog xam rau ib tug txhua lub hlis, muaj yog tsis muaj tau ntawm replenishment. Lub paj twg yog nyob rau lub sij hawm uas koj muaj ib tug account. Lub ntev, lub paj rau koj ntau. Accrued koj nyiam yuav hloov mus rau koj tus account los yog los ntawm daim credit card. Yog hais tias koj tsis xav kom siv feem pua, ces lawv yuav raug ntxiv rau hauv lub deposit nyiaj (capitalized) uas yuav ua rau kom koj cov nyiaj.

Ib tug deposit rau hauv lub "recharge" Savings Bank tso cai rau koj mus tsis tau tsuas yog ua ib cov nyiaj, tab sis kuj yuav noog ib tug dlej npaum li cas. Qhov tsawg kawg nkaus luaj li cas ntawm cov lus qhib thiab replenishment yog 1,000 rubles. Tus nqi ntawm kev txaus siab, raws li zoo raws li nyob rau lwm yam, nyob ntawm seb lub sij hawm. Qhov tsawg kawg nkaus tus nqi yuav nyob rau hauv lub deposit, qheb rau 3 lub hlis, lub siab tshaj plaws - 3 xyoo. Paj txhua hli, koj yuav tua, thiab koj yuav capitalize on. Muab rov automatic account prolongation (extension rau lwm lub sij hawm).

Muaj yog ib tug tshwj xeeb cov nyiaj laus pab mus rau lub Savings Bank rau cov neeg laus - "Laus Plus". Nws yuav tsum tau pauv mus rau nyiaj laus them nyiaj, uas yuav tsum tau them paj rau ib tug peb lub hlis twg hauv paus, txhua xyoo tus nqi ntawm 3.5%. Siv txhais tau hais tias kiag li dawb do, accrued txaus siab yuav raug tshem tawm los yog sab laug nyob rau hauv lub account.

Muaj ib lub sij hawm los ntawm tej no los them rau pej xeem cov kev pab cuam. Rau lub hom phiaj no, nws yog txaus muab ib tug them nyiaj txiav txim ib zaug twb tsis muaj kev mus rau lub bank.

Tsis tau nws yuav tsum tau muab sau tseg tias tau pab rau "tswj", "Cia" thiab "recharge" nyob ua ib ke hauv internet, cov nqi kev txaus siab nyob rau hauv cov ntaub ntawv no muaj ntau paaj.