Yog hais tias peb tsom xam cov mov ntawm domestic ntsuam xyuas nyiaj tsev nyob rau hauv cov nqe lus ntawm daim ntawv khoom nrog ib tug credit txwv, nws yuav tseeb hais tias cov credit card Savings Bank, xyuas ntawm uas feem ntau ntawm lawv zoo, yog cov feem ntau nthuav cov khoom. Ntawm nws cov ntsiab zoo yog:
• tsis muaj kev txaus siab npaum li cas;
• Kev loj hlob ntawm cov ceg network.
Tej zaum koj yuav hais li cas kev cob cog rua network ntawm chaw ua hauj lwm (ceg) thiab ib tug credit card? Sberbank (testimonials ntawm cov neeg, thiab cov nom lub website paub meej tias qhov no) muaj ntau tshaj li 19 000 ntawm nws cov neeg sawv cev chaw ua hauj lwm nyob rau hauv Russia, xws li 17 regional ceg. Qhov no txhais tau tias tus tswv ntawm cov khoom, nyob rau hauv cov lus nug, yuav xyuam xim siv rau ib yam ntawm lawv nyob rau tam sim no tej teeb meem. Nws yog tseeb hais tias, hom phiaj, zoo dua yuav ua hauj lwm nrog lub tuam tsev nyob qhov twg cov card twb tau. Tab sis nyob rau hauv ib tug thaum muaj xwm ceev yuav tsis tib yam neeg mus tos txoj kev mus kawm, piv txwv li.
Domestic ntsuam xyuas nyiaj tsev yog heev ceev faj rau qhov teeb meem ntawm luam lub rau cov neeg. Nws yog tsis muaj kev zam thiab Sberbank. Credit card (xyuas muaj peev xwm yuav nrhiav tau yooj yim, piv txwv li, lub ntiaj teb dav Web) yog muab rau cov pej xeem uas tau mus txog lub hnub nyoog ntawm 21 xyoo. Raws li rau lub siab tshaj plaws uas muaj hnub nyoog rau cov borrower, nws yuav tsum tsis txhob pub ntau tshaj 52 xyoo nyob rau ntawm lub sij hawm ntawm kev cuv npe. Tsis tas li ntawd ib qho tseem ceeb yog lub hav zoov ntawm tas mus li ua hauj lwm kev sib raug zoo rau 12 lub hlis. Nyob rau tib lub sij hawm ib tug neeg borrower rau lub xeem txoj hauj lwm yuav tsum ua hauj lwm ib tug tsawg kawg nkaus ntawm 6 lub hlis. Yog hais tias tus neeg yog siab them nyob rau hauv cov tej yam kev mob, ces koj yuav siv mus rau qhov ze ceg. Tsis nco qab noj koj cov passport thiab ib tug daim ntawv pov thawj, uas qhia qhov luaj li cas ntawm nws cov nom cov nyiaj tau tshaj yav dhau los rau lub hlis.
Nws yuav tsum tau muab sau tseg tias Savings Bank credit card sau zoo xyuas. Piv txwv li, tej zaum nws yuav tau tso rau ib tug neeg ua lag luam. Los ntawm txoj kev, tsis yog txhua tus Lavxias teb sab bank muaj qhov kev pab no.
Nrog kev xav txog tariffs, ces tus hais tias nyiaj txiag lub tsev kawm ntawv sawv tawm ntawm cov neeg coob coob. Piv txwv li, rau kev siv ntawm borrowed nyiaj uas tuav "kub" cards (Visa thiab MasterCard) them 17,9% -23% tauj ib xyoos. Lower chav kawm ntawv - MasterCard Standard thiab Visa Classic - cov nqi ntawm tus tswv ntawm 19% -24% ib annum. Yog hais tias rov qab los qiv nyiaj thaum lub sij hawm lub caij, lub credit card Savings Bank (real xyuas ntawm txais, qhov no yog paub tseeb hais tias los ntawm txoj kev) yeej muab lub sij hawm los mus siv cov nyiaj ntawm zoo tsis muaj nqi. Nco ntsoov lub thib ob lub npe ntawm qhov kev hlub lub sij hawm - hlub-lub sij hawm.
Thaum kawg kuv xav hais tias nyob rau-thov hom "credit card Savings Bank comments" yuav muaj nyob heev tsis zoo thiab excessively kev xav cardholders comments. Ib tug xav paub ntau dua txoj kev tshawb no ntawm qhov teeb meem no, uas tshwm sim tau cov pej xeem, nws yog tseeb hais tias nyob rau hauv feem ntau lub tsev txhab nyiaj yog tsis mus blame, tab sis ib tug kev ua hauj lwm. Uas hais tsis zoo tib neeg tau. Nws yog pom tseeb tias lub chaw ua hauj lwm ntawm ib tug neeg yuav tsis txiav txim hais txog tus kheej system. Tab sis nyob rau hauv lub neej nws yog thiab ces nws puv tawm.