Savings: Yuav ua li cas mus kaw ib daim credit card txoj cai?

Sberbank yog paub tag nrho raws li lub tsev uas muaj peev xwm kom muaj nws cov neeg muas zaub ntau yam ntawm cov kev pab cuam - los ntawm kev them nyiaj rau muab kev pab nyiaj txiag rau ntau yam xav tau kev pab. Nyob rau hauv tas li ntawd, koj yuav npaj ib tug ntau yam ntawm daim ntawv teev lus ob daim debit thiab credit. Qhib lawv yooj yim, txaus ua ntaub ntawv thov rau nws nyob rau hauv lub Savings Bank. Yuav ua li cas mus kaw ib daim credit card thiab ib daim debit dab tsi? Thiab seb nws puas yuav tau mus ua tsis tau tej teeb meem?

xaiv

Txheem phaib kaw nyob rau hauv ob peb txoj kev:

• thaiv daim ntawv qhia;
• kiag li kaw lub account tam sim no khi rau nws.

Feem ntau cov feem ntau, cov neeg muas zaub xaiv rau lub thib ob txoj kev los tsis txhob nyob rau hauv lub neej yav tom ntej tej teeb meem nrog rau cov txhab nyiaj.

Cia peb kawm saib ua li cas muaj Sberbank. Yuav ua li cas mus kaw ib daim credit card los yog debit? Piv txwv li, ib tug bank neeg yuav xaiv ib tug ntawm cov nram qab no txoj kev kaw:

1. Mus saib lub hom phiaj no lub chaw ua hauj lwm ntawm lub koom haum.
2. Hu xov tooj xov tooj (nyob rau hauv rooj plaub no tus kaw yuav siv sij hawm qhov chaw tsis muaj thaiv cov hlab account).
3. "Sberbank Online" mus rau chaw uasi mus siv rau hauv internet pab.

Txhua yam ntawm cov kev no pab tau nyob rau hauv nws tus kheej txoj kev, tab sis txhua tus nws muaj nws tus kheej nuances.

Kom kaw tau lub card los ntawm lub chaw ua hauj lwm, koj yuav tsum mus xyuas tej txhab nyiaj ceg yooj yim. Kom muab ib tug yog leejtwg daim ntawv, thiab daim ntawv ib daim ntawv thov rau account kaw. Ces, tom qab 45 hnub, koj yuav thov tau mus rau tib department kom paub meej tias lub kaw ntawm lub card thiab account. Yog hais tias muaj yog ib lo lus nug txog yuav ua li cas kom zoo zoo kaw ib daim credit card los yog ib txwm debit Sberbank, nws yog qhov zoo tshaj plaws los mus thov nws mus rau lub tsev txhab nyiaj ceg.

Tus lwm yam ob txoj kev: Hu xov tooj xov tooj thiab internet banking yuav pab xwb los kaw rau hauv daim ntawv, tab sis tsis tau. Thiab yog hais tias tus debit card thiab nws yuav tsis ua si ib lub luag hauj lwm, rau kaw credit card tsuas muaj peev xwm yuav fraught nrog teeb meem. Piv txwv li, yog hais tias tus account yog tsis raug kaw, thiab cov card twb khi sms alerts, lub koom haum yuav mus ntxiv rau thim nyiaj rau cov kev pab no. Raws li ib tug tshwm sim, tej zaum nws yuav undesirable nuj nqis.

Kaw credit card

Yog li ntawd mus kaw rau hauv daim ntawv, koj yuav tsum mus thov kom lub Savings Bank. Yuav ua li cas mus kaw ib daim credit card, nws tham txog saum toj no: Koj yuav tsum qhia koj passport thiab sau ib daim ntawv qhia. Nws yuav tsum tau meej meej hais tias muab kaw qhov account khi rau ntawm daim card. Thiab dua li, yog hais tias muaj yog ib tug SMS-qhia kev pab cuam, ces lov tes taw nws, dhau lawm, yuav tsum tau sau ib daim ntawv qhia.

Tsis tas li ntawd, yog tias credit card tseem cov cuab yeej ntawm tus txhais tau tias yuav tsum qhia kom meej rau txoj kev uas lub bank yuav tsum rov qab cov nyiaj: nyob rau hauv lub ob txhais tes ntawm cov nyiaj ntsuab tshaj lub txee los yog nyob rau tej checking account. Nyob rau hauv cov ntaub ntawv no, los ntawm cov nyiaj txiag lub tsev kawm ntawv yuav tsum yuav tsum tau ib daim ntawv pov los yog ib tug daim ntawv uas qhia tau hais tias lub sij hawm thaum yuav them nyiaj.

Sberbank kuj yog neeg, kaw lub card thiab cov nyiaj, nws yog zoo dua mus nrhiav kev pab los ntawm lub tsev txhab nyiaj rau cov ua lag luam, yog li ntawd tom qab tus neeg muas zaub los yog lub tsev txhab nyiaj los yog cov feem ntau nyiaj txiag lub tsev kawm ntawv tsis tsa cov lus nug.

thaum ntxov kaw

Yuav ua li cas mus kaw ib daim credit Sberbank card "zog", "Visa" los yog "MasterCard" ua ntej ntawm lub sij hawm? Heev yooj yim. Yuav kom ua li no:

• xyuas seb them rov qab cov nuj nqis rau hauv daim ntawv qhia los yog ntxiv cov uas ploj lawm npaum li cas (tom qab cov kev taw qhia yog zoo dua tos ib tug ob peb hnub, lub bank twg tus lw);
• hu mus rau lub chaw ua hauj lwm ntawm lub tsev txhab nyiaj;
• sau ib daim ntawv qhia nyob rau hauv lub kaw ntawm nyiaj thiab muab tag nrho cov kev pab cuam thiab cov ntawv qhia;
• tau txais cov nqe lus ua ib lub lag luam.

Thiab tsis tau, ua ntej kaw qhov credit card yog zoo xav hais tias, thiab seb koj puas yuav tsum kaw nws? Tej zaum cia nws rau lub neej yav tom ntej, li ntawd, hais lus, cia li nyob rau hauv cov ntaub ntawv, vim hais tias nws yog yooj yim los mus kaw tshaj qhib.

locking

Yuav ua li cas yuav tsum ua li cas yog kuv xav mus kaw rau hauv daim ntawv, thiab daim nqi mus rau tawm? Qhov kev xaiv no yog tsim tsuas yog rau ib daim debit card, uas ua hauj lwm pab Sberbank. Yuav ua li cas mus kaw ib daim credit card nyob rau hauv cov ntaub ntawv no? Heev dua lwm yam los ntawm cov chaw ua hauj lwm, thiab tsuas yog nrog lub kaw ntawm accounts.

Cov nram qab no kev xaiv yuav siv tau rau debit cards:

1. Thaiv daim card los ntawm lub xov tooj.
2. Thaiv los ntawm ib tug tus kheej account nyob rau hauv lub tsev txhab nyiaj lub website.